About Us
Genuine Care, Honesty, and 5-star Service
Brian and Rita McRay founded The McRay Agency in early 2020, just weeks before the Covid pandemic began. As we all learned during that time, life insurance is not a luxury - it is a necessity! We have now been providing senior citizens in Nashville, Knoxville, and Memphis with exceptional "final expense" insurance services for over 4 years. Carefully protecting one family at a time, we are now serving hundreds of families across TN and many states all across America. Over the next 4 years, our dedicated team of agents will have protected thousands of families just like yours.
With decades of experience in the faith-based, non-profit sector, they bring a wealth of client care knowledge and expertise to the insurance agency industry. Rest assured the McRay's and their agents will protect you and your family every step of the journey.
*The McRay Agency is licensed in the following states: TN, NC, SC, AR, LA, MS, IN, IL, FL, TX, CO, GA, MI, OH, PA, UT, VA, WV and more!
The TMA Team of Agents
Our team of professional life insurance agents will serve your family with care, compassion, and competence every time! Our agents truly love protecting each family like their own. Each agent will meet and exceed your expectations because they want to be your agent for the rest of your life!
How your Senior life policy protects your family
Whole Life Permanent Coverage
Monthly Price is Locked in for Life
Monthly Price is Locked in for Life
Your policy with Senior Life will never expire. It is a "whole life" policy that will always be there to protect your loved ones.
Monthly Price is Locked in for Life
Monthly Price is Locked in for Life
Monthly Price is Locked in for Life
Your monthly premium will never increase.
Benefits are Locked in for Life
Monthly Price is Locked in for Life
Accidental Death Doubles Payment
Your policy benefits will never decrease.
Accidental Death Doubles Payment
We Insure Everyone Without Doctor Exam
Accidental Death Doubles Payment
If you pass away due to an accidental death, your beneficiary will automatically receive double the amount of the death benefit.
Payout of Claim in Days not Weeks
We Insure Everyone Without Doctor Exam
We Insure Everyone Without Doctor Exam
The average length of time it takes for life insurance companies to pay your loved ones is 6-8 weeks. Senior Life will get our check to your family within 2-3 business days (in most cases).
We Insure Everyone Without Doctor Exam
We Insure Everyone Without Doctor Exam
We Insure Everyone Without Doctor Exam
We insure everyone aged 85 or under. Once approved, your policy will remain in place for the rest of your life. No doctor exams are needed. We have policy options for every person, regardless of your health condition.
Senior Life Policies Also include all the benefits below
18 Gauge Solid Steel Caskets
18 Gauge Solid Steel Caskets
18 Gauge Solid Steel Caskets
Current funeral home prices for caskets start out between $5,000 to $6,000. Your Legacy Assurance benefits offer your choice of over 200 casket options, all price-locked at only $2000 for life. These are shipped overnight to the funeral home of your choice. We pay for the shipping!
Burial Vaults
18 Gauge Solid Steel Caskets
18 Gauge Solid Steel Caskets
Your casket will be lowered into a burial vault and sealed. Current funeral home pricing for burial vaults are about $2,000. Your vault benefit is locked in at $1000 for life. This is shipped overnight to the funeral home of your choice. We pay for the shipping!
Headstones
18 Gauge Solid Steel Caskets
Cremation Urns
Your headstone bought from your local funeral home will cost a small fortune. Your benefits ensure that your headstone can be locked in at $850 for life. After engraving, these are shipped overnight to the funeral home of your choice. We pay for the shipping!
Cremation Urns
Living with Legacy App (iPhone & Android)
Cremation Urns
Current funeral home pricing for cremation urns start at about $300-400. Your choice of dozens of urn styles is locked in at $99 for life. This is shipped overnight to the funeral home of your choice. We pay for the shipping!
Add 4 Household Members for FREE
Living with Legacy App (iPhone & Android)
Living with Legacy App (iPhone & Android)
Your Legacy Assurance benefits also allows you to give all these same benefits to 4 of your household members - for FREE! Now you are not only insuring yourself, but you protecting 4 other loved ones, making sure their funerals will be thousands of dollars less expensive. That is a huge blessing!
Living with Legacy App (iPhone & Android)
Living with Legacy App (iPhone & Android)
Living with Legacy App (iPhone & Android)
The app allows you to access your living benefits, MeMD, Nations Hearing, and Pedors. You can easily access each benefit to be able to speak to a licensed Physician in your state through MeMD, schedule your free hearing test with Nations Hearing, or be able to order discounted diabetic apparel through Pedors.
"Life Insurance is 'I Love You' in action."
~ Brian McRay
