Terms of Service

Terms & Conditions

Effective Date: 05 May, 2025

Welcome to the mcrayagency.com (A business operates under the legal entity McRay Agency Inc

These Terms and Conditions (“Terms”) govern your access to and use of our Site and services. By using our site, you agree to comply with these Terms.

1. Acceptance of Terms

By accessing our Site, you affirm that you are at least 18 years old or have parental consent. If you represent an organization, you confirm you have the authority to bind that organization.

2. Changes to Terms

We reserve the right to modify these Terms at any time. Updated Terms will be posted on our Site with an effective date. Your continued use constitutes acceptance of the new Terms.

3. Use of the Site

You agree to use our Site for lawful purposes only. Prohibited activities include:

- Violating any laws or regulations.

- Impersonating any person or entity.

- Interfering with others’ use of the Site.

4. Intellectual Property

All content on the Site is the property of McRay Agency Inc or its licensors. You may not reproduce, distribute, or create derivative works without our express written permission.

5. Limitation of Liability

McRay Agency Inc is not liable for any indirect, incidental, or consequential damages arising from your use of the Site or services.

6. Indemnification

You agree to indemnify and hold harmless Keystone Legacy Group from any claims or losses arising from your violation of these Terms or your use of the Site.

7. Governing Law

These Terms are governed by the laws of the State of TN. You agree to submit to the jurisdiction of the courts located in Hermitage, TN.

** IMPORTANT NOTICE :

We do not share your data/information (First Name, last Name, Email, Phone. etc) to any Third party vendor or company.

We may disclose your information when required by law/Government or to protect our rights, privacy, safety, or property, or that of others.

8. Contact Us

For questions regarding these Terms, please contact us at:

McRay Agency Inc

Email: ritamcrayinsurance@gmail.com

Phone: 615-669-6745

Address: 3112 Cooks Ct

Hermitage, TN 37076